Other Major Schemes

• Collateral-free, guarantor-free education loans for merit-based admissions to designated QHEIs; eligible annual family income up to ₹8 lakh attracts 3% interest subvention on loans up to ₹10 lakh.
• Supports access to quality higher education; approved on 6 November 2024.

• LIC three-year stipendiary training for Class X-pass women aged 18–70; promotes insurance awareness/financial literacy, with agency work subject to rules.
• Aimed at women's economic empowerment through skill-linked livelihood support.

• Rooftop solar for one crore households with central financial assistance; objective: up to 300 free electricity units/month. Launched 13 February 2024.
• Part of India's clean/renewable energy and household savings push.

• Launched 15 November 2023; socio-economic development and basic-service saturation for 75 PVTG communities across 18 States and one UT.

Full Form: PM Programme for Restoration, Awareness Generation, Nourishment and Amelioration of Mother-Earth

• Incentivises States/UTs to reduce chemical-fertiliser use and promote balanced/alternative use; eligible grant linked to 50% of subsidy savings against previous three-year average.
• Aims to reduce over-dependence on chemical fertiliser subsidy and promote sustainable farming.

• Focuses on all-round development of tribal villages.

Full Form: Scheme for Residential Education for Students in High Schools in Targeted Areas

• Provides quality residential education from Class 9 to 12 to meritorious students of the SC community in targeted areas.

Full Form: Support for Marginalised Individuals for Livelihood and Enterprise

• Aims to create an inclusive society for transgenders, beggars, and other marginalised individuals so they can participate in the mainstream and live a dignified life.

• Portability of NFSA entitlements through eligible Fair Price Shops across States/UTs; NFSA foodgrains are free under the current framework.
• Ensures portability of food security benefits, especially for migrant workers.

• Renewable one-year life cover of ₹2 lakh for death due to any cause; entry age 18–50; annual premium ₹436 as of 2026.
• Gives financial assistance to the family in case of the insured person's death (including accidental death).

• Encourages parents to save for the future of their daughters — covering education and marriage expenses.
• Government-backed girl-child savings scheme; deposits for 15 years from opening and normal maturity after 21 years, subject to rules.

• Allows youth ("Agniveers") to serve in the armed forces for a 4-year tenure.

• Provides skill training to youth to improve employability and productivity.

Full Form: Upgrading the Skills and Training in Traditional Arts / Crafts for Development

• Earlier minority arts/crafts skill and livelihood programme; converged with other schemes into PM VIKAS from 2022–23.

Official name: Atal Innovation Mission (AIM); “Atal New Pravartana Mission” is not an official alternate name

• Promotes innovation through Atal Tinkering Labs in schools and Incubation Centres in universities.

Full Form: PM Kisan Urja Suraksha evam Utthan Mahabhiyan

• Provides financial support to farmers for setting up solar pumps.

Full Form: Survey of Villages and Mapping with Improvised Technology in Village Areas

• Provides a unified residential property ownership solution (property cards) for rural India using drone technology.

• Rural household tap-water mission launched August 2019; original 2024 target not fully achieved. Jal Jeevan Mission 2.0 extended to December 2028.

• National Master Plan to develop basic infrastructure and promote integrated, multi-modal economic development.

• New name given to the Mid-Day Meal Scheme.
• Revised school-meal programme for eligible Balvatika and Classes I–VIII children in Government/Government-aided schools; approved 29 September 2021.

• Aims to reduce maternal, infant, and child mortality by ensuring free and dignified quality healthcare.

Full Form: Ude Desh Ka Aam Nagrik

• Provides convenient and affordable air travel connectivity from/to smaller cities.

• Aims to build bridges on national highways to ensure safe and smooth (railway-crossing-free) travel.